The policy will pay for the contents of the baggage damaged or for the lost due to any of the serious and immediate danger occurred.United travel insurance baggage policy provides cover against loss (or) damage to the personal baggage due to fire and any terrorist activity or theft or any accident during the course of the journey.Delay of checked-in baggage: Delay of more than 12 hours from the arrival time in receiving the checked in baggage in the outbound flight.This baggage policy covers accompanied baggage during a specified journey includes air travels.It covers the loss of baggage during overseas travels.which contains the baggage and additions during the journey. This Policy covers all the accompanied baggage during a journey like suitcases trunks etc.Key Features and Benefits of United India Baggage Policy: It Provides reimbursement if your luggage is lost, stolen or damaged during your travels.
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To protect your valuables, Baggage Insurance can help you if you suddenly find yourself without your possessions. They areīaggage Insurance is available to protect your belongings. Offers three types of Travelling Insurance Policies. So the Persons who are going abroad on business and holiday can buy this Travel Insurance Plan. Sindhu did exactly what her friend said, and was able to file her mediclaim policy with ease.United India Travel Insurance Policy is the insurance which intended to cover medical expenses, trip cancellation, baggage loss, passport loss and other losses incurred while travelling either internationally or within one’s own country. You should also inform the health care insurance company that the claim has been submitted, by sending them a set of copied documents. Then submit the documents with the executive. When you visit the TPA branch, ask an executive to check the submitted documents. You can get the name of the TPA from your insurance company. Step 4 - Submit the documents with the correct TPA. If any documents are missing at the time of submission, the claim may not go through. Make sure that none of the documents issued at the time of treatment are missing.
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Submission of only copies is usually not accepted.Īttach the documents in serialised or chronological order. Step 3 - Prepare copies of all the original documents.īoth, the original documents as well as their copies, need to be submitted with the claim form. The Third Party Administrator (TPA) card.A certificate from the attending medical practitioner stating that the patient has recovered or is recovering.All reports with details of the treatments and procedures conducted.All documents relating to the patient’s illness.It must also be stamped with the official hospital seal.įinally, attach all the relevant medical and policy documents to the claim form Next, get the claim form signed by the policy holder as well as the treating consultant. Fill in the claim form with all the required details. Read the instructions given in the claim form carefully. Usually the claim form can be downloaded from the insurance company’s website. Step 2 - Request your insurance company for the claim form.
#OVERSEAS MEDICLAIM POLICY UNITED INDIA INSURANCE SERIAL#
Step 1 - Put all receipts, bills and medical reports in order.Ĭheck that all the documents contain required information like the patient name, document number, serial number, cost price, signature of the authorised person and so on. "It’s actually quite simple to file mediclaim in India," said her friend, "as long as you follow the right steps!" But then, just when things were getting really overwhelming, she met a friend who had recently gone through the same situation. And she had no idea which original documents were required for the claim to be processed. They were everywhere! She knew she had to fill in some sort of claim form.
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Wherever she looked, she found receipts, bills and medical reports. Trying to file the claim for her husband’s medical health care had left her completely harassed But instead, she felt even more exhausted. She should have been thrilled now that her husband was home after spending weeks in the hospital.